Homeowner Loans
From CCJs, defaults, mortgage arrears, bankruptcy, debts, IVAs to outstanding credit card bills - we aim to offer you the most competitive rate we can find. So if you're being refused finance or quoted silly interest rates, try us for size!
Our service is solely designed for people with bad credit records and using years of expertise in dealing with Non Status Homeowner Loans for UK residents. We can offer you our professional credit problem loan service online. If you have been searching for a UK Personal Loan but are struggling due to an adverse credit score then being a homeowner will allow you to get a low and competitive secured or unsecured loan rate through poorcredithistory.com.
What's the difference between a secured and unsecured loan?
A secured loan gives you fast access to the cash you need at highly competitive interest rates. Your home is used as security - hence the reason we're able to offer such low interest rates. However it's important to note that your home is at risk if you don't keep up repayments.
An Unsecured Loan is also a Loan for Homeowners but not initially secured on your home. Failure to repay the loan will cause the debt to be added to the house. This means profit you make on the sale of the house must be used to repay the debt.
Non Homeowners Please CLICK HERE for our excellent Tenant Loans
Credit checks explained - Status or Non Status
If you've got a good credit history, you should have no problem getting credit and finance. But if you've had credit problems (in the recent or even distant past), you may find it harder to get a loan.
If you have a clean repayment record with no defaults or previous credit problems, a credit check classes you as Status.
However if there is some reason why you fail the credit check (CCCJs, defaults, arrears, bankruptcy, self employed with no accounts, you have the wrong job or work just a few hours a week), you are classed as Non Status.
If you do have a good credit history then try our sister site:
ukloanbank.com - Homeowner Loans and Tenant Loans
Some of the uses for that UK Adverse Credit Homeowner Loan
Debt Consolidation, Home Improvements, Car Loan, Caravan Loan, Deposit for House, Christmas Cash, Holiday of a Lifetime, Boat Loan, Motorbike Loan, Cosmetic Surgery, Wedding Costs or possibly Funeral Expenses.
THINK VERY CAREFULLY BEFORE SECURING OTHER DEBTS ON YOUR HOME
Secured Loans For UK homeowners
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